Terms & Conditions

Last updated: April 26, 2024

NOTICE: These Terms of Service are legally binding. It is Your responsibility to read these Terms of Service carefully prior to signing a contract with us or accessing any of our materials , including our Website and our online courses. We reserve the right to modify these Terms of Service from time to time in Our sole discretion. For any questions regarding this document, please reference the current version as posted on https://www.verusvitaadv.com/terms-and-conditions. If you do not agree to these Terms of Service, please do not sign a contract with us, access any of our materials or use any of our Offerings.

GENERAL PROVISIONS

Our website, www.verusvitaadv.com (“Website”) is owned and operated by Verus Vita Advisory, LLC, a Maryland company. Our principal place of business is located at 250 President St, Baltimore, Maryland 21202.

You must be at least eighteen (18) years of age to purchase, subscribe for or access any Offering. Use of the Website is at Your own risk. We host the Website on a reputable platform and take reasonable efforts to maintain and host the Website. However, We make no explicit representations or warranties as to the safety of Your individual use of the Website.

KEY TERMS

All programs, products and services (“Services”) provided by Verus Vita Advisory, LLC (“Company” or “We” or “Us” or “Our”) are owned by Us. The term “You” or “Your” refers to any user or purchaser of said program(s), product(s) or Service(s) (collectively or individually, the “Offering”). Collectively, all aforementioned people or businesses will be referred to as the "Parties" when referenced together. These Terms of Service govern and define how You are allowed to use and access Company’s Offering.

YOUR PRODUCT OR COURSE USE AND CONSENT

By purchasing Our Offering, You agree and continue to agree to abide by these Terms of Service , as well as any disclaimers and privacy disclosures referenced herein.

You must be at least 18 years old or of age to access the Offering. Access of Our Offering and related materials by a minor is a violation of use, and We reserve the right to terminate Your access if such an issue is discovered.

DESCRIPTION OF COACHING AND AGREEMENT OF PARTICIPATION

Executive Well-being Coaching (“Coaching”) is a partnership (defined as an alliance, not a legal business partnership) between You and Us in a thought-provoking and creative process that inspires You to maximize Your personal and professional potential. It is designed to facilitate the creation/development of personal, professional or business goals and to develop and carry out a strategy/plan for achieving those goals.

COACH-CLIENT RELATIONSHIP

A) You are solely responsible for creating and implementing Your own physical, mental and emotional well-being, decisions, choices, actions and results arising out of or resulting from the coaching relationship and Your coaching calls and interactions with Us. As such, You agree that We are not and will not be liable or responsible for any actions or inaction, or for any direct or indirect result of any services provided by Us. You understand coaching is not therapy and does not substitute for therapy if needed, and does not prevent, cure, or treat any mental disorder or medical disease.

B) You acknowledge that coaching is a comprehensive process that may involve different areas of Your life, including work, finances, health, relationships, education and recreation. You agree that deciding how to handle these issues, incorporate coaching principles into those areas and implementing choices is exclusively Your responsibility.

C) You acknowledge that coaching does not involve the diagnosis or treatment of mental disorders as defined by the American Psychiatric Association and that coaching is not to be used as a substitute for counseling, psychotherapy, psychoanalysis, mental health care, substance abuse treatment, or other professional advice by legal, medical or other qualified professionals and that it is Your exclusive responsibility to seek such independent professional guidance as needed. If You are currently under the care of a mental health professional, it is recommended that You promptly inform the mental health care provider of the nature and extent of the coaching relationship agreed upon by You and Us.

D) You understand that in order to enhance the coaching relationship, You agree to communicate honestly, be open to feedback and assistance and to create the time and energy to participate fully in the program.

YOUR RESPONSIBILITIES

You agree that the accuracy of information supplied to Us is Your sole responsibility, and that We are not responsible and shall not be held liable for the results of Our Offering if performed on the basis of inaccurate, incomplete or untruthful information provided by You. You assume full responsibility for final deliverable(s) provided, final proofing and accuracy.

CONFIDENTIALITY

Both Parties agree to treat and hold all information of or relating to Our Offering and the Parties’ businesses in strict confidence and will not use any learned information, except in connection with fulfilling the terms of Our Offering, and, if delivery of Company’s Offering is terminated for whatever reason, Parties will return all such information to the contributing Party. Delivery of Our Offering imposes no obligation upon the Parties with respect to any confidential information that was possessed before initial business interactions commenced between the Parties, or is rightfully received from a third party not owing a duty of confidentiality to either party.

Confidential Information does not include information that:

(a) was in Our possession prior to its being furnished by You;
(b) is generally known to the public or in Your industry;
(c) is obtained by Us from a third party, without breach of any obligation to You;
(d) is independently developed by Us without use of or reference to Your confidential information; or
(e) We are required by statute, lawfully issued subpoena, or by court order to disclose;
(f) is disclosed to Us and as a result of such disclosure We reasonably believe there to be an imminent or likely risk of danger or harm to You or others; and
(g) involves illegal activity.

You also acknowledge Your continuing obligation to raise any confidentiality questions or concerns with Us in a timely manner.

GUARANTEES

We cannot make any guarantees as to the results, including financial or other gains, of the Offering provided. We agree to provide any agreed upon Offering in a reasonable and timely manner. You agree to take responsibility for Your own results.

RELEASE

You agree that You have spent a satisfactory amount of time reviewing Our work or past client reviews. We will use reasonable efforts to ensure Our Offering is carried out in a style and manner consistent with Our current Offerings, and We will try to incorporate any suggestions You make. However, You understand and agrees that:

Every client and final delivery is different, with different tastes, budgets, and needs;
Coaching is a subjective service and We are a provider with a unique vision, and an ever-evolving style and technique;
We will use Our personal judgment to create favorable results for You, which may not include strict adherence to Your suggestions;
Dissatisfaction with Our independent judgment or individual management style is not a valid reason for termination of the delivery of Our Offering or request of any monies returned.

CANCELLATIONS OR RESCHEDULING

If You desire to cancel the delivery of Our Offering for any reason, at any time, then You shall provide at least 14 days Notice to Us in order to cancel the delivery of Our Offering. You may reschedule Our Offering to be delivered with at least 24-hours Notice. Providing Notice will not relieve You of any currently outstanding payment obligations or any remaining obligations to be paid under a pre-negotiated installment schedule. We will not be obligated to refund any portion of monies You have previously paid to Us.

In the event We cannot or will not perform Our obligations to deliver, in any or all parts, Our Offering, We (or a responsible party) will immediately give Notice to You, and at Our discretion, either attempt to find a reasonable substitute to fulfill the terms of the Offering or issue a refund or credit based on a reasonably accurate percentage of the Offering delivered. In the case of a refund where, at Our discretion, no reasonable substitute is found, We shall excuse You of further performance obligations in the Offering.

NOTICE

You agree to provide effective notice (“Notice”) to Us via either of the following methods of delivery at the date and time which the Notice is sent:

Email: info@verusvitaadv.com
Phone: ‪443-272-1721‬‬‬

FORCE MAJEURE

Notwithstanding the above, either Party may choose to be excused of any further performance obligations in the event of a disastrous occurrence outside the control of either Party that materially affects the delivery of Our Offering, including:

A natural disaster (fires, explosions, earthquakes, hurricane, flooding, storms, or infestation); or
War, Invasion, Act of Foreign Enemies, Embargo, or other Hostility (whether declared or not); or
Any hazardous situation created outside the control of either Party such as a riot, disorder, nuclear leak or explosion, or act or threat of terrorism.

FINANCIAL CONSIDERATIONS

EXPENSES

Any expenses incurred by Us while providing You with Our Offering will be invoiced to You in a timely manner. You are responsible for paying for and delivering any third-party software licenses or products You wish Us to utilize within 14 days following the first session. At Our discretion, We will make reasonable efforts to integrate Your suggested software or products.

SCHEDULE & DELIVERY

We shall deliver Our Offering within the timeframe outlined in the Offering description or as agreed upon by both Parties in an Offering specific Proposal.

You must respond to any communication from Us within a reasonable amount of time. If You fail to respond to Us within 14 calendar days for feedback or to any other request(s), it is within Our discretion to delay or cancel the delivery of Your Services.

If delivery of Our Offering is delayed due to lack of response from You, You will forfeit the right to receive all of the Offering. We will make a reasonable effort to deliver Our Offering, even if delayed; however, We do not guarantee all elements of the Offering will be re-scheduled.

For delays or cancellations over 30 days, You must pay an additional fee of $1,500.00 to restart the delivery of Our Offering in a timely manner, and We reserve the right to bill You at Our current rate, which may be higher than what was originally promised upon signing any Offering specific Proposal.

MAXIMUM DAMAGES

You agree that the maximum amount of damages You are entitled to in any claim of or relating to the delivery of Our Offering(s) is not to exceed the Total Cost of the Offering provided by Us.

REFUNDS

We take Your investment seriously, and We’d appreciate if You took Our investment of time and resources into Your success seriously, too.

Due to the nature of the services and/or products provided, refunds will not be given unless otherwise specified in writing.
Verus Vita Advisory, LLC reserves the right to charge 1.5% interest per month upon any outstanding sum left unpaid on or after 14 calendar days from due date.

Example:
$100 due March 1
$101.50 due March 15
$103.03 due March 16
Sent to Collections April 15

After 30 days of outstanding payment, We reserve the right to send You to collections, upon which You will owe the total amount of any outstanding payments plus any collection costs including reasonable attorney’s fees.

RECURRING PAYMENTS

If You have signed up for a payment plan, You hereby authorize Our continued access to Your financial information stored by Our third-party financial processing company referenced in these Terms until Your payment plan is complete, as set forth in Your acceptance of the purchase terms upon checkout.

REVOCATION OF ACCESS

You have the unilateral right to terminate Your use and access to any or all of Our Offering(s). Please send an email to info@verusvitaadv.com to initiate this process. Termination will not excuse You of further payment. Upon confirmation of Your termination, any and all outstanding balances will become immediately due and payable. Any existing balance that remains after 14 days from the date of termination will be sent to a collections agency, and You agree to be responsible for any additional charges, fees, or costs associated with such a collection effort, including but not limited to reasonable attorney’s fees and court costs.

DISPUTE RESOLUTION

Any controversy or claim arising out of or relating to the delivery of Our Offering(s), or the breach of these Terms, will be settled by alternative dispute resolution in Baltimore, Maryland (ADR) prior to a formal complaint. ADR includes arbitration or mediation administered by an authorized entity, such as the American Arbitration Association, in accordance with its Commercial [or other] Arbitration Rules. Any judgment on the award rendered by the arbitrator(s) or mediator(s) may be entered in any court having jurisdiction over these Terms and related dispute resolution proceedings.

NON-DISPARAGEMENT

If You are found to be slandering, libeling, or otherwise disparaging Our Company, Offering(s), or related materials at Our discretion, You will be immediately removed from the Offering(s) and any related communications. We reserve the right to file a civil claim of action against You for any such damaging actions You take that materially harm Our Company.

INTELLECTUAL PROPERTY NOTICE

In the event that any copyrighted work(s) are created or shared as a result of the Offering provided by Parties, the contributing Party owns all copyrights in any and all work(s) it creates or produces pursuant to federal copyright law (Title 17, Chapter 2, Section 201-02 of the United States Code), whether registered or unregistered. Any and all products, whether tangible or intangible, produced or created in connection with, or in the process of fulfilling this Agreement, are expressly and solely owned by the Party who creates the materials and may be used in the reasonable course of each Party's business going forward.

For example, if We share a spreadsheet that You utilize, You may not share, distribute, sell, or otherwise enjoy the privileges of said spreadsheet and copyrighted material contained within the spreadsheet.

TRADEMARK OWNERSHIP

Any and all trademarks, whether registered or unregistered, remain the property of the contributing Party.

EXCLUSIVITY

You understand and agree You have hired Us exclusive of any other service provider, and no other coaches, other than any assistant or third party that We have hired to complete the delivery of Our Offerings, are permitted to provide the same Offering, paid or unpaid, unless prior permission is granted by Us.

PERMITTED USES OF MATERIAL(S)

All images, text, designs, graphics, trademarks, and service marks are owned by and property of Verus Vita Advisory, LLC, or the properly attributed Party. It is a violation of federal law to use any of Our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should We choose to do so, including asking for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual property immediately.

We grant You a non-exclusive license of product(s) produced with and for You for personal use only so long as You provide Us with attribution reasonably visible on primary or related course materials or marketing collateral. In no event are You allowed to share Our materials with any third-party without Our express prior written permission.

You may NOT use Our intellectual property in any way, which includes republishing any text, image, design, or other property on another website, or posting a quote or image from Our site to any third-party website including social media. We have spent a great deal of time and money building the intellectual property located on this site and in order to maintain the integrity of it, We cannot allow any third-party use.

REQUEST FOR PERMISSION TO USE CONTENT

If You wish to use, publish, or access any of Our content, Offering(s), or related materials, You must do so by requesting permission prior to commencing use of the same by emailing Us at info@verusvitaadv.com.

CIVIL AND CRIMINAL PENALTIES

Even though Our Offering is not necessarily something You can physically hold in Your hand and walk away with, it is nevertheless considered theft to steal, infringe, or otherwise violate these Terms and Conditions of Use. We reserve the right to prosecute infringers to the fullest extent allowed by criminal or civil statute in any jurisdiction allowed. You explicitly consent to personal jurisdiction in Maryland by opting into or purchasing any Offering or accessing its related communications and/or materials.

YOUR MATERIALS AND CONTRIBUTIONS

By submitting a comment, photo, video, or other material(s) onto any website or platform owned or maintained by Us, including but not limited to third-party access sites, such as Our Facebook group(s) or online software platforms that We use to distribute Our Offering and related materials, You agree that We have a non-revocable, commercial license to re-publish Your submission in whole or in part unless You explicitly state that We may not do so with said submission. You have no right to privacy by accessing Our Offering or related materials, and We reserve the right to disclose Your participation in the same.

MODEL RELEASE

You must own the copyright to any image(s) You use by default or voluntarily on Our platforms or in Our Offering or related materials. You grant Us a commercial license to any image(s) You submit to Us by default, such as a Facebook profile photo or other profile image You voluntarily provide in accessing the Offering, or voluntarily upon Our request. Such a default or voluntary release of Your image and likeness may be used for any reasonable future business use.

NOTIFICATION OF USE

We are not obligated to notify You or anyone in photographs of Our publication or other use of any image or images You submit by default or voluntarily.

SECURITY AND ASSUMPTION OF RISK

SECURITY

It is Your responsibility to secure Your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use. We do not store any whole credit card numbers or payment information, and instead, these are processed through third-party processors such as Stripe, or Paypal. By utilizing these payment processors to gain access to the Offering, You indemnify Us and instead assume any and all risk or liability for the security of the payment details, and agree to be bound by the third-party payment processor’s applicable terms and conditions of use.

ASSUMPTION OF RISK

By accessing Our Offering and/or related materials, whether paid or unpaid, You assume all the risk of Your access and any subsequent actions You choose to take as a result of the influence, information, or educational materials provided to You.

YOUR COMMUNICATIONS

Any communications made through Our ‘contact’, blog, blog comments, newsletter sign up, or other related pages, or directly to Our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third-parties. We own any and all communications displayed on Our website, servers, comments, emails, or other media as allowed by the United States law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how We store and use Your communications or any data provided by You in those communications, please refer to Our Privacy Policy on this page.

We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of Our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or inappropriate.

DISCLAIMERS

Our Website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our Website and Us for any direct or indirect loss or conduct incurred as a result of Your use of Our Website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

You agree and understand We are not providing the professional services of an attorney, accountant, nutritionist, financial planner, therapist, or any other kind of licensed or certified professional. Should You desire professional services that exceed the scope of Our Offerings, You must sign a letter of engagement of said professional services. No legal, financial, accounting, nutritional, or other kind of professional advice will be given without entering into such a relationship via the letter of engagement referenced immediately above.

While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. If You have medical, legal, or financial questions, You should consult a medical professional, lawyer, or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses, or the materials contained herein.

EARNINGS DISCLAIMER

You agree that You understand individual outcomes will vary. Case studies or testimonials are not indicative of typical results. Each individual approaches Our Offering(s) with different backgrounds, disposable income levels, motivation, and other factors that are outside of Our control. Therefore, We cannot guarantee Your success merely upon access or purchase of Our Offering(s) or related material(s).

GENERAL DISCLAIMER

To the fullest extent permitted by law, We expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by You or others in connection with Our Offering(s), including without limitation any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time, and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable. We are not medical, legal, financial, or other professionals, or if We are, during the course of this Offering and related material(s), We are not offering Our professional services and You expressly agree We are not acting in any professional capacity, including medical, legal, financial, or otherwise during the course of this Offering. This Offering is for educational and entertainment purposes only. None of the Offering or its related material(s) should be construed as medical, legal, or financial advice.

THIRD PARTY DISCLAIMER

You acknowledge and agree that We are not liable for any defamatory, offensive, or illegal conduct of any other participant or user, including You.

WARRANTIES DISCLAIMER

WE MAKE NO WARRANTIES AS TO OUR PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, OR CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR PROGRAM, PRODUCT, OR SERVICES MATERIALS, OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE.

TECHNOLOGY DISCLAIMER

We make reasonable efforts to provide You with modern, reliable technology, software, and platforms from which to access Our Offering(s) and related material(s). However, in the event of a technological failure, You accept and acknowledge Our lack of responsibility for said failure, and while We will make reasonable efforts to support You, some technological issues are far outside Our control and will require You to access support from a third-party provider, such as Papberbell and/or Stripe.

ERRORS AND OMISSIONS

We make no warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information in Our Offering(s). We are not liable for any inaccuracies, errors, or reliance on personal opinions contained in Our Offering(s) or related material(s).

INDEMNIFICATION, LIMITATION OF LIABILITY, AND RELEASE OF CLAIMS

INDEMNIFICATION
You agree to indemnify and hold harmless Us, Our related companies, parties, affiliates, agents, independent contractors, assigns, directors, employees, and officers from any and all claims, causes of action, damages, or other losses arising out of, or related to, any Offerings provided. In the case of in-person meetings or coaching, You agree to either secure a reasonable amount of insurance coverage to pay for any claims, causes of action, damage, attorney fees, or other losses as a result of accident or negligence on behalf of the Parties involved, or if no insurance is secured, You waive Your right to directly or indirectly ask or force Us to pay for any such damages.

LIMITATION OF LIABILITY

We will not be held responsible or liable in any way for the information, products, or materials that You request or receive through or in relation to Our Offering(s). We do not assume liability for any third party conduct, accidents, delays, harm, or other detrimental or negative outcomes as a result of Your access of Our Offering(s) and related material(s).

RELATIONSHIP OF THE PARTIES

We and any related subcontractors are not employees, partners, or members of Your company or organization. We have the sole right to control and direct the means, manner, and method by which Our Offerings are performed/delivered. We have the right to hire assistants, subcontractors, or employees to provide You with Company Offerings. Parties are individually and separately responsible for their own business operations and expenses, including securing or paying any licensing fees, taxes (including FICA), registrations, or permits. You are not responsible for paying for any benefits, Workers Compensation, insurance, or unemployment fees to Us.

AFFILIATES

Our Website may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of Your purchase through one of these links.. You accept express liability for any and all consequences or benefits of clicking any affiliate links contained on this Website or related communications.

TERMINATION

If at any time We feel You have violated these Terms of Service, We may terminate Your access to the Offering(s) as We deem appropriate.

LAW AND JURISDICTION

These Terms and Conditions of Use and Privacy Policy are governed by and construed in accordance with the United States law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the State of Maryland, the United States.

ASSIGNMENT

Neither Party may assign or subcontract any rights or obligations in these Terms of Service without proper Notice, unless otherwise agreed upon in writing.

CONSENT

By using Our website, You hereby consent to Our Terms and Conditions of Use and Privacy Policy.

If You require any more information or have any questions about Our Terms and Conditions of Use, or Our Privacy Policy, please feel free to contact Us by email at info@verusvitaadv.com.

All rights not expressly granted in these Terms of Service and Privacy Policy | Verus Vita Advisory or any express written here, are reserved by Us.

SEVERABILITY

If any part of these Terms of Service and/or the Privacy Policy | Verus Vita Advisory is deemed unlawful and/or unenforceable, all other provisions contained herein or therein will remain in full force and effect.

CONTACT INFORMATION

Email: info@verusvitaadv.com
Phone: ‪443-272-1721‬‬‬